When you work with PRQ Exteriors, you are getting experienced and trained professionals. You'll have peace of mind knowing the job was done right the first time by roofing contractors that you trust.
Colorado’s Leading Insurance Roofing Specialists
Colorado is one of the most severe weather-prone states in the US. Locals know that hail season extends from April to September. If your roof sustains damage from extreme weather, an insurance policy should be there to cover it.
As a property owner, you know the importance of knowing a roofer with dedication and quality workmanship. PRQ specializes not only in dealing with storm damage but also in the insurance claims process as well. For years, our employees been evaluating storm-damaged roofs and prioritizing honesty and integrity to get our clients’ insurance claims approved.
Get a Free Roof Evaluation
Since 2014, homeowners and business owners in Denver turn to us for trusted, professional roof repairs, replacement, and storm restoration. Click here to schedule a free roofing evaluation today.
Denver Area Roofing Insurance Claims
After a storm has blown through, you might be worried about your roof's condition. Storm damage can compromise the integrity and performance of a roof. Being one of the most fundamental assets of your home, you don't want to wait until your roof experiences a catastrophic failure before you take action. While minor issues may seem small at first, they can quickly grow larger if left unchecked.
A roof's failure in performance can endanger you and your family's safety. Knowing that you have compromised roofing can affect your comfort while living inside your own home. Having solid insurance coverage can be the difference between constant worry and peace of mind when it comes to your roof.
PRQ Exteriors is a residential roofing contractor that possesses the employees and expertise to make filing claims for roofing insurance a breeze. Our team of professionals can take care of all the details and documentation necessary to file your claim successfully. We'll save you headaches and countless hours dealing with your insurance company and help you get back to normalcy with your home.
Hail and Storm Damage Concerns
Colorado, along with other mountain states, experiences their fair share of inclement weather. Severe weather events in these parts of the country tend to leave significant property damage in their wake. Every year, major hailstorms cause $8 billion to $14 billion in damages and financial losses throughout the United States. When hailstone sizes go above the 1-inch "safe zone," they can start to cause serious damage. If you're living in a hail-prone area, having a good understanding of your homeowner’s insurance policy lets you know what'll be covered if you suffer hail storm damage.
Will My Insurance Cover the Roofing Damage That I Have?
Hail damage insurance coverage is common in the state of Colorado. If your roof has been damaged during a hailstorm, your homeowner's insurance should have it covered one way or another. When filing a claim, an insurance adjuster will assess the damage. It’s also important to have a trusted roofing contractor inspect your roof as well to provide an accurate quote.
If the damage is "functional" (meaning it can compromise your roof's performance and endanger your property), it would be considered as a perfectly valid claim for insurance compensation. If the damage is classified only as cosmetic – only altering the roof's appearance and not its function, your insurer may exempt it from the coverage on your insurance plan. Make sure that you understand what kinds of damage your homeowner’s policy covers when filing for your claim.
How to Assess a Roof for Storm Damage
After a storm has passed, you can always check for damages left in its wake. You can look for signs such as fallen shingles, siding dents, and pierced holes seen from your attic. If you see everyone in your neighborhood getting their roofs inspected or repaired after a strong weather event, chances are your roof wasn't an exception, and you also need to get it checked.
Will Filing An Insurance Claim Raise My Premiums or Rates?
Watch the video below featuring PRQ Exteriors owner discussing the important question of “how will filing a home insurance claim for roofing damage impact my insurance premiums?”
The Insurance Roofing Claim Process
Dealing with insurance claims can be stressful, and for many homeowners, it can be a confusing process as well. At PRQ, we are committed to providing exceptional craftsmanship and peace of mind for every client in the most convenient and inexpensive way possible. Our team of insurance professionals can expertly handle your claim for fast approval and payment.
PRQ ensures that every claim is handled efficiently by following these simple, but practical, steps:
- Conduct a complete roof and exterior inspection, taking inventory of each damaged area
- Provide an evaluation video regarding the extent of the damage
- After performing inspections, we'll thoroughly review your policy and connection with the insurer
- Give a comprehensive and detailed explanation of insurance costs concerning storm damage coverage vs. natural wear and tear
- Damage characteristics such as measurements, dimensions, colors, and other particulars are provided to your insurance company, along with high-quality photos
- If a claim is denied, we'll help you in appeals
- We'll do follow-ups to make sure that the insurance company appropriately compensates you
- After a claim is successful, we'll begin conducting the repairs
What Type of Inspection is Required?
After an inspector examines your roof and determines the extent of the damages, the next thing to do is to file for homeowner's insurance as early as possible. After providing your intent, an insurance adjuster will assess the damages on behalf of the insurance company and put together an estimate.
Make a Claim with Your Insurance
After a thorough inspection, we'll make sure you get your insurance claim approved to compensate for the needed repairs.
Most claims in the insurance business have set deadlines and can only be filed within a certain amount of time. You can always get in touch with your insurance provider to verify the time frame to submit the claim.
The insurance claim process can be pretty overwhelming, especially when a homeowner is entirely foreign to the ins and outs of getting approved. We'll take the pain out of the roofing insurance claims process, so all you have to do is sit tight while we prepare everything for you.
We Work Closely with Customers & Insurance Adjusters
When you work with us, you can be sure that you'll get the right representation. Our trusted expertise in assessing conditions and providing accurate roofing quotes will leave you with the assurance that your claim will be accepted in no time. We understand that not every customer is familiar with the claims process, which is why we carefully explain every detail and layout all the necessary information to make sure that you're fully aware of your rights as a policyholder.
Have PRQ Exteriors Evaluate Your Home’s Roofing
Our licensed and insured team of contractors is available to serve the greater Denver area in a timely and professional manner, seven days a week. A complimentary roof evaluation is the first step towards securing your home and preventing long-lasting negative consequences.