Hail Damage Roofing Repair In The Greater Denver Area

Our team of roofing professionals relies on decades of experience and advanced professional training to provide superior roof inspections. Accuracy and timeliness are crucial when it comes to hail damage inspections. Instead of waiting and relying on your insurance company’s adjuster, hire a certified roofing contractor with expertise in hail damage. Damage presents the potential for water leaks, structural damage, flooding, energy inefficiencies, and even carbon monoxide leaks. Our team will determine the extent of the damage for residential and commercial roofs.

Working With A Colorado Roofing Insurance Specialist

If you have identified possible hail damage to your home or business, get in touch with a knowledgeable and trustworthy roofing contractor. At PRQ Exteriors, our team of licensed contractors has a proven track record for expertly assessing damage while helping clients get the appropriate compensation from their insurance company. A contractor will come to your home and complete a thorough roof inspection. 

Roofing contractors will sometimes use chalk to mark damaged spots. Photos presenting these marks will be helpful when submitting insurance claims later in the process. Our inspectors will provide a professional report stating whether there is hail damage. 

If the contractor determines hail damage is present, you should then contact your homeowner’s insurance company to file a claim. Homeowner’s insurance companies generally determine the amount of repair coverage based on the specific amount of hail damage based on the larger area. For example, some companies require at least three areas with more than eight hits within a 10 x 10-foot square to replace a roof entirely. 

Photos, reports, and evidence provided by the inspecting contractor will make the insurance claims process smooth and effortless. The insurance adjuster will calculate the estimated cost of repairs and may schedule a time to inspect your roof. Since insurance companies are usually looking for ways to cut costs and deny claims, it is crucial to have a professional representing your interests.  Having a PRQ Exteriors insurance specialist present for the insurance agent’s inspection will make sure that all damage is accounted for properly. 

Identifying Roof Hail Damage

Depending on factors such as wind and hail size, the severity of a hailstorm varies greatly. Storms of different intensities can cause functional and cosmetic damage to your home’s exterior. After a hailstorm, it is necessary to inspect your home’s roof to identify possible points of damage. A quick and easy way to assess the possibility of hail damage is to walk the perimeter of your house for visual cues. Keep your eyes open for damaged patio furniture, pavers, planters, garden areas, downed tree limbs, and damage to vehicles in the driveway. If there is damage in your yard or driveway, the roof will most likely show evidence of the damage as well. Impact areas on a rooftop are recognizable but may not appear in noticeable patterns. If you cannot differentiate between hail damage and regular wear and tear, call to schedule an appointment with one of our certified hail damage experts.

Does Insurance cover a Hail Damaged Roof?

Homeowners must prepare for the unexpected. Storms and natural disasters have a knack for arriving at the most inopportune moments. Homeowners insurance is a necessity to protect your treasured and valuable family home.

According to the Insurance Information Institute, there were 4,611 significant hailstorms in 2020. Plus, insured properties and vehicles incurred around $12 billion of damage between 2019 and 2020. Even though hail damage is usually included in basic policies, it is essential to review the coverage provided when shopping for a storm damage home insurance policy. Here in Colorado, insurance companies are well versed in hailstorm coverage.

How Long Do I Have to File an Insurance Claim for Hail Damage?

What Happens When You Experience a Hail Damaged Roof?

After a hail storm has ended, homeowners will need to inspect their roof, vents, chimney, gutters, and AC unit for damage. If you notice damage from the storm, take photos and immediately cover damaged areas with waterproof sheeting or tarps. Damage mitigation efforts made by the homeowner look good in the eyes of insurance companies.

Hail Sizes That Damage Common Roofing

The National Weather Service identifies the severity of hailstones by hail diameter. Sizes are defined using everyday household objects or foods. For example, quarter-inch hail balls are compared to a pea, while 1-inch hail is close to the size of a golf ball. 

The number one variable for the severity of roof damage is the size of hailstones. If you have experienced hail that is larger than the size of a quarter or suspect damage, immediately contact our inspection company for a complimentary residential roof evaluation. Regardless of size, Colorado hail storms occur quite often and result in expensive damage. The sheer force and high travel speeds of hailstones can result in dangerous impacts.

Handling Your Hail Damaged Roofing Project

Home roofing repairs and submitting insurance claims can be highly stressful. Hiring someone with expertise can be an excellent resource to eliminate stress and complete repairs efficiently. PRQ Exteriors insurance roofing specialists can manage your insurance claim process and help navigate all the ins and outs. Getting estimates, planning maintenance, and coordinating payments for completed work are just a few job duties that we can take off homeowners’ plates.

Minor Hail Damage Can Affect Your Roof in The Long-Term

Roofing materials are designed to provide immense durability and incredible strength. Roofing can withstand wind, storms, and debris for decades. However, it only takes a few missing granules to compromise your entire roof. A roof in disrepair is susceptible to leaks, mold, algae, moss and can lead to more significant structural issues that are more expensive to fix than properly maintaining a roof.

The Costs of Fixing Hail Damage

The repair price will depend on the severity of damage sustained. For minor repairs of isolated roof sections, the average cost ranges from $400 to $700 per square foot. If the damage is more severe and your roof requires replacement, the out-of-pocket costs could be staggering. A complete roof replacement costs can easily exceed $20,000. Homeowner’s insurance with hail coverage is necessary to protect against the expensive out-of-pocket repairs needed for hail-damaged roofing.

Can You Prevent Roof Hail Damage?

Although you cannot prevent hail damage, you can take precautions to limit the extent of future damage. Choosing durable, weather-resistant roofing materials is an excellent start. When choosing shingles, be sure to review their impact resistance classification and the wind speed material ratings.

Hail Damage Roofing Repair (Denver, CO Area)

It is vital to select a professional contractor with roofing and hail damage expertise. Each contractor on our team is vetted and credentialed to meet our high professional standards. A respectable contractor must be licensed, bonded, and insured.

Should I Replace My Roof After Hail Damage?

A reputable roofing contractor is the one who would make this determination based on the extent of repairs needed. Contractors rely on professional education, on-the-job experience, and data-backed evidence to provide an appropriate recommendation. A free roofing inspection will answer this question for you.