Hail Damage Roofing Repair In The Greater Denver Area
Our team of roofing professionals relies on decades of experience and advanced professional training to provide superior roof inspections. Accuracy and timeliness are crucial when it comes to hail damage inspections. Instead of waiting and relying on your insurance company’s adjuster, hire a certified roofing contractor with expertise in hail damage. Damage presents the potential for water leaks, structural damage, flooding, energy inefficiencies, and even carbon monoxide leaks. Our team will determine the extent of the damage for residential and commercial roofs.
Working With A Colorado Roofing Insurance Specialist
If you have identified possible hail damage to your home or business, get in touch with a knowledgeable and trustworthy roofing contractor. At PRQ Exteriors, our team of licensed contractors has a proven track record for expertly assessing damage while helping clients get the appropriate compensation from their insurance company. A contractor will come to your home and complete a thorough roof inspection.
Roofing contractors will sometimes use chalk to mark damaged spots. Photos presenting these marks will be helpful when submitting insurance claims later in the process. Our inspectors will provide a professional report stating whether there is hail damage.
If the contractor determines hail damage is present, you should then contact your homeowner’s insurance company to file a claim. Homeowner’s insurance companies generally determine the amount of repair coverage based on the specific amount of hail damage based on the larger area. For example, some companies require at least three areas with more than eight hits within a 10 x 10-foot square to replace a roof entirely.
Photos, reports, and evidence provided by the inspecting contractor will make the insurance claims process smooth and effortless. The insurance adjuster will calculate the estimated cost of repairs and may schedule a time to inspect your roof. Since insurance companies are usually looking for ways to cut costs and deny claims, it is crucial to have a professional representing your interests. Having a PRQ Exteriors insurance specialist present for the insurance agent’s inspection will make sure that all damage is accounted for properly.
Have PRQ Exteriors Evaluate Your Roof’s Hail Damage
Our licensed and insured team of contractors is available to serve the greater Denver area in a timely and professional manner, seven days a week. A complimentary roof evaluation is the first step towards securing your home and preventing long-lasting negative consequences.
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Ready to get started? Click here to contact our customer service team to schedule your custom estimate today. We look forward to serving you.
Identifying Roof Hail Damage
Depending on factors such as wind and hail size, the severity of a hailstorm varies greatly. Storms of different intensities can cause functional and cosmetic damage to your home’s exterior. After a hailstorm, it is necessary to inspect your home’s roof to identify possible points of damage. A quick and easy way to assess the possibility of hail damage is to walk the perimeter of your house for visual cues. Keep your eyes open for damaged patio furniture, pavers, planters, garden areas, downed tree limbs, and damage to vehicles in the driveway. If there is damage in your yard or driveway, the roof will most likely show evidence of the damage as well. Impact areas on a rooftop are recognizable but may not appear in noticeable patterns. If you cannot differentiate between hail damage and regular wear and tear, call to schedule an appointment with one of our certified hail damage experts.
What Does Hail Damage to Your Roof Look Like?
Hailstones can negatively affect all types of roofing materials’ lifespan, appearance, efficiency, and functionality. Asphalt shingles, composite shingles, metal, tile, and EPDM/TPO are the most common roofing materials. Asphalt shingles are the most common and affordable residential material. This type of shingle displays damage in the form of black-colored impact spots. The underlayment of your roof can become vulnerable with the loss of granules during hailstorms; asphalt material usually appears shiny and cracked when damaged by hail. Run your hand over dings to detect soft spots. If a hailstorm causes the damage, the site may be mushy and soft to the touch.
Composite shingles are made of fiberglass, mineral granules, and asphalt. Therefore, the signs of damage for asphalt and composition shingles are similar. Possible signs of storm damage include dark-colored hail dents, exposed felt, and squishy shingles.
After a hailstorm, metal roofs are more likely to suffer cosmetic damage than structural. If you notice damaged or dented items in your yard or driveway, it is essential to look at the roof for points of impact. Damage to roofing, gutters, chimneys, or ridge caps will warrant a call to our team of contractors. Follow the same protocol to inspect aluminum and other commercial roofing systems.
Why a Roofing Inspection is Important
A roofing inspection is the first step when you have concerns about possible hail damage. Homeowners should visually check their roofs from the ground. If damage is suspected, the safest and easiest way to assess the damage is to call a roofing professional, like PRQ Exteriors. Our licensed roofing contractors will provide an accurate assessment. Our professional interests directly align with yours as the homeowner rather than with the insurance company’s side.
Does Insurance cover a Hail Damaged Roof?
Homeowners must prepare for the unexpected. Storms and natural disasters have a knack for arriving at the most inopportune moments. Homeowners insurance is a necessity to protect your treasured and valuable family home.
According to the Insurance Information Institute, there were 4,611 significant hailstorms in 2020. Plus, insured properties and vehicles incurred around $12 billion of damage between 2019 and 2020. Even though hail damage is usually included in basic policies, it is essential to review the coverage provided when shopping for a storm damage home insurance policy. Here in Colorado, insurance companies are well versed in hailstorm coverage.
How Long Do I Have to File an Insurance Claim for Hail Damage?Most homeowners insurance companies allow you twelve months from the date of damage to file a claim. Check your policy to confirm your insurer adheres to standard practice. Although there is generally one year to file a claim, you should never wait that long. If a hail storm has damaged your roof, repairs or replacement must begin as soon as possible to prevent further damage. Hail damage to roof shingles can result in leaks and long-term issues if left unaddressed.
PRQ was great to work with. I almost didn’t have them even inspect my roof because despite clear hail damage on my window screens another roofer said they didn’t see any shingle damage. PQR inspected and brought the photos to show me and my insurance company. Then they did the work of coordinating with my insurance company. Unlike some companies they didn’t claim that they could rebate my deductible, but they did commit to doing the work and ensuring my cost was only my deductible. They have lived up to that commitment. They also coordinated the removal and reinstalling of my solar panels, including expediting the roof inspection with the city to get my panels back on and producing.
I highly recommend PRQ
What Happens When You Experience a Hail Damaged Roof?
After a hail storm has ended, homeowners will need to inspect their roof, vents, chimney, gutters, and AC unit for damage. If you notice damage from the storm, take photos and immediately cover damaged areas with waterproof sheeting or tarps. Damage mitigation efforts made by the homeowner look good in the eyes of insurance companies.
Hail Sizes That Damage Common Roofing
The National Weather Service identifies the severity of hailstones by hail diameter. Sizes are defined using everyday household objects or foods. For example, quarter-inch hail balls are compared to a pea, while 1-inch hail is close to the size of a golf ball.
The number one variable for the severity of roof damage is the size of hailstones. If you have experienced hail that is larger than the size of a quarter or suspect damage, immediately contact our inspection company for a complimentary residential roof evaluation. Regardless of size, Colorado hail storms occur quite often and result in expensive damage. The sheer force and high travel speeds of hailstones can result in dangerous impacts.
Is the Hail Damage Functional or Cosmetic?Hail damage falls under two categories: functional and cosmetic. Functional hail damage compromises the roof’s lifespan and structure. Cosmetic damage does not shorten the roof’s lifespan or compromise its integrity. Shingle discoloration is a common type of cosmetic roof damage. It is essential to understand the difference because of something called a “Cosmetic Damage Exclusion.” This exclusion allows insurance companies to deny claims if the damage does not interfere with the roof’s ability to protect the structure from moisture. Unfortunately, there have been cases where insurance adjusters attempted to classify damage as cosmetic when in reality, it was functional. An expert contractor is crucial to receiving an accurate insurance evaluation and appropriate compensation.
Handling Your Hail Damaged Roofing Project
Home roofing repairs and submitting insurance claims can be highly stressful. Hiring someone with expertise can be an excellent resource to eliminate stress and complete repairs efficiently. PRQ Exteriors insurance roofing specialists can manage your insurance claim process and help navigate all the ins and outs. Getting estimates, planning maintenance, and coordinating payments for completed work are just a few job duties that we can take off homeowners’ plates.
Minor Hail Damage Can Affect Your Roof in The Long-Term
Roofing materials are designed to provide immense durability and incredible strength. Roofing can withstand wind, storms, and debris for decades. However, it only takes a few missing granules to compromise your entire roof. A roof in disrepair is susceptible to leaks, mold, algae, moss and can lead to more significant structural issues that are more expensive to fix than properly maintaining a roof.
The Costs of Fixing Hail Damage
The repair price will depend on the severity of damage sustained. For minor repairs of isolated roof sections, the average cost ranges from $400 to $700 per square foot. If the damage is more severe and your roof requires replacement, the out-of-pocket costs could be staggering. A complete roof replacement costs can easily exceed $20,000. Homeowner’s insurance with hail coverage is necessary to protect against the expensive out-of-pocket repairs needed for hail-damaged roofing.
Can You Prevent Roof Hail Damage?
Although you cannot prevent hail damage, you can take precautions to limit the extent of future damage. Choosing durable, weather-resistant roofing materials is an excellent start. When choosing shingles, be sure to review their impact resistance classification and the wind speed material ratings.
Hail Trace SoftwareHailTrace software is an innovative weather forecasting tool that predicts the path of hail storms. The software uses proven forensic weather strategies to create maps showing the direction a hail storm is traveling. This cutting-edge technology analyzes variables such as stone size, storm duration, and wind speed to make precise predictions. App users will be notified when a hailstorm is moving towards their home. An excellent tool that PRQ Exteriors uses and recommends for homeowner safety and preparation!
Hail Damage Roofing Repair (Denver, CO Area)
It is vital to select a professional contractor with roofing and hail damage expertise. Each contractor on our team is vetted and credentialed to meet our high professional standards. A respectable contractor must be licensed, bonded, and insured.
Should I Replace My Roof After Hail Damage?
A reputable roofing contractor is the one who would make this determination based on the extent of repairs needed. Contractors rely on professional education, on-the-job experience, and data-backed evidence to provide an appropriate recommendation. A free roofing inspection will answer this question for you.
Denver Hail Damage Roof Repair Evaluations Are ComplimentaryWhen you work with PRQ Exteriors, you are getting experienced and trained professionals. You’ll have peace of mind knowing the job was done right the first time by roofing contractors that you trust. Call us today at (303) 214-0703 for quality roofing and exterior services that you can depend on and trust.
Roofing Company Serving the Greater Denver, CO Area
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