Getting your roof inspected after a hail storm or severe wind event is an essential step in maintaining the health and longevity of your home’s roof. Our location in Colorado is particularly prone to strong thunderstorms, hail and wind.
Now that you’ve had an inspection and damage has been identified, now what? In this article, we will guide you through the next steps in the process—specifically, whether or not to file an insurance claim, and how to ensure you have all the information you need to make informed decisions.
Want To See How Much It Would Cost To Replace Your Roof?
Try PRQ’s online roof replacement estimator! It’s quick, user-friendly, and best of all – completely free. Using satellite imagery, we will identify the dimensions of your roof and provide you with customization options to provide an instant personalized estimate. Click the button below and let PRQ help you protect your home with confidence.
Consider Filing an Insurance Claim
Most often, damage from hail is not going to cause a water leak or any noticeable symptoms inside your home. So, with a deductible in the thousands, why would it make sense to file a claim?
It’s a good question and here are some considerations.
1) Reduced Life and Performance
Hail and wind damage can substantially decrease the life and performance of your roof. And, don’t wait to take action. If you have damage from a storm in the past twelve to twenty-four months, most insurance policies require claims to be filed within a year from the date of loss.
2) Voided Warranties
Hail damage will likely void any contractor or manufacturer warranties on your roof. This lose of value is an important reason why insurance companies pay to repair storm-damaged roofs in Colorado.
3) Are You Considering a Move in the Near Future?
Hail damage will be identified by the buyer’s home inspector and will either directly decrease the sale price of your home, or you’ll be obligated to replace your roof.
These are the main reasons insurance companies pay to repair damaged roofs in Colorado.
There is Zero Risk Filing a Hail Damage Claim in Colorado
Filing an insurance claim can be scary. Luckily, there’s little to no risk filing a hail damage claim in Colorado.
The state of Colorado protects homeowners from insurance companies raising premiums based on hail damage claims.
Consider Filing a Claim for Roofing Repairs or a Full Replacement
By filing a claim, the homeowner is also under no obligation to take the project to completion.
Filing a claim simply ensures you, the homeowner, have all the information needed to determine the best course of action.
Post Roofing Inspection FAQs
Roof inspections can raise several questions for homeowners. Here are some common concerns we get from our clients and some answers to help you make informed decisions about your roof problems.
How Often Should I Have My Roof Inspected?
It’s generally recommended to have your roof inspected at least once a year, or after significant weather events like hailstorms or blizzards. An inspection by PRQ Exteriors can help identify potential problems early on and prevent costly repairs in the future.
What If My Roof Doesn’t Have Any Damage?
To be clear, a large number of free roof inspections find no hail or storm damage. In this situation PRQ Exteriors provides you this peace of mind and assurance knowing your roof is in good condition and functioning properly.
In exchange for this complimentary service, we hope you’ll consider PRQ Exteriors for future work and introduce our service professionals to your friends and neighbors.
How Much Would It Cost to Replace My Roof?
The cost of a roof replacement depends on various factors, such as the size of your roof, the type of roofing materials used, and the slope of your roof.
While the cost of a roof maintenance project may be unexpected, for many homeowners getting a new roof paid for by insurance is actually a blessing in disguise, a substantial savings verses the financial burden of replacing your roof later on, and an increase the overall value of your home.
PRQ Exteriors offers a free, personalized online estimate tool to give you a quote within minutes.
How Long Should I Wait to Have My Repairs Completed?
It’s essential to address any urgent roof repairs immediately so as to avoid incurring substantially higher costs later on.
Most homeowners insurance policies require homeowners to file claims related to storm damage within 12 months of the date of loss. PRQ Exteriors can help you determine your eligibility for a new roof and they’ll also help you prepare the required documentation to support your claim.
For less critical issues, consult with PRQ Exteriors to determine the best timeline and plan of action for completing the repairs.
How Long Does It Take to Replace a Roof?
The time it takes to replace a roof depends on the size of your home, the type of roofing materials used, and weather conditions during the project. On average, a complete roof replacement can take anywhere from a few days to up to a week. PRQ Exteriors will gladly provide you with a timeline estimate during the consultation process.
Can I Perform the Repairs Myself?
While some homeowners may be tempted to tackle minor roof repairs themselves, it’s generally best to consult with a professional roofing contractor and let them handle the work.
Roof repairs can be complex, and improper repairs can lead to further damage and costly fixes. Not to mention, navigating your home’s roofing system can be dangerous and lead to major injuries or even death. PRQ Exteriors has the experience and expertise to ensure repairs are completed correctly and safely.
PRQ Exteriors is a Top-Rated Roofing Contractor in Colorado
With years of experience and a commitment to quality workmanship, PRQ Exteriors is the top choice for all your roofing needs. From our initial consultation to the completion of your project, we’ll work closely with you to ensure your needs are met and your expectations are exceeded. Our team of skilled professionals is dedicated to providing exceptional service and ensuring your home remains protected for years! Reach out to us today for more information.
Expertise in Storm Damage, Restoration, and Insurance Claims
As a Colorado-based company, we’re no strangers to the challenges that extreme weather can present. Our team is highly experienced in assessing and repairing storm damage and will work diligently to restore your home to its pre-storm condition. Additionally, we can help guide you through the insurance claims process, making it as stress-free as possible!
Get a Free Roof Evaluation
Since 2014, homeowners and business owners in Denver turn to us for trusted, professional roof repairs, replacement, and storm restoration. Click here to schedule a free roofing evaluation today.
What Does a Roof Inspection Cover?
A professional roof inspection examines several key components of your roof to ensure its structural integrity. By identifying potential problems early, you can save time, money, and avoid further damage to your home down the line.
General and Structural Roofing Conditions
This process begins with a thorough inspection of the general and structural conditions of your roof. This assessment is crucial to ensure the roof is performing as intended and protecting your home from the elements.
With PRQ Exteriors, we are experts in identifying and assessing hail damage on your roof. Colorado is one of the top five states in the United States in terms of the frequency of hailstorms and finding hail damage on roofs is very common.
Often, this wear and tear is not going to cause a water leak or any noticeable symptoms on the inside of your home. The damage occurs to the outer layer of the shingle, called the granule layer. This layer is made up of small, colored granules that are embedded in the asphalt base of the shingle. The granules protect the asphalt from the sun’s UV rays, and also give the shingle its color and texture.
As the granule layer breaks down, the shingle becomes more exposed, which causes it to dry out and become brittle, accelerating future wear and tear, and shortening the overall life of your roof.
Missing or Damaged Roof Materials
PRQ Exteriors will also look for signs of damage caused by high winds, or other weather events. These issues can compromise your roof’s ability to protect your home and may require repairs or replacement to prevent minor issues from getting worse.
Flashing, Soffits, Fascia, Vents, and Drip Edges
These components of your roofing system are critical for proper water drainage and ventilation. Inspectors will examine them to ensure they are in good condition and functioning correctly. Damaged or improperly installed flashing, soffits, fascia, vents, and drip edges can lead to water infiltration and damage to your home’s structure.
Cosmetic Damage to Gutters and Downspouts
While the PRQ expert is on your roof, we will inspect you gutters and downspouts for cosmetic damage related to hail damage, and document any damage to include in the inspection summary.
Contact PRQ Exteriors for a Free Estimate
Your roof is the most expensive maintenance item on your home, yet it is often the area the homeowners think about the least. Until it’s too late.
Contact PRQ Exteriors today for a free inspection, to discuss your inspection results, and see if you qualify to get a roof replacement paid for by your insurance. Let our team of experts guide you through the process and provide the peace of mind you deserve.
Your home is one of your most significant investments and ensuring that it remains protected from the elements is crucial. By following the steps outlined in this article and partnering with PRQ Exteriors, you can be confident that your roof will continue to serve you well for years to come. Reach out to us today to take the first step toward a healthier, more durable roof!
If you’re considering a roof repair or replacement and would like to learn more about what to expect, contact PRQ Exteriors today! Our team is available to answer any questions you have and provide you with a free estimate on your home’s roof. We look forward to working with you!